Pursuant to the provisions of the Charter, HD Faculty™ is permitted to “borrow and raise money in any manner whatsoever whether by the creation and issue of debentures, debenture stock or other securities of any description or otherwise howsoever and to secure the repayment of any money borrowed, raised or owing or any other obligation of or binding on HD Faculty™ by mortgage, charge, standard security, lien or other security upon the whole or any part of HD Faculty™'s property or assets (whether present or future), including its uncalled capital”.